Swell Money app for iPhone and iPad

It starts with Swell Cash℠ and Swell Credit℠, the first integrated deposit account and line of credit built to help you spend less than you make (and tackle your debt).

Swell Cash
A bank deposit account with access to direct deposit paychecks up to two days early(1) and fee-free cash withdrawals at 45,000+ ATMs nationwide.(2)

Swell Credit
Swell Credit helps you tackle debt and gives you instant access to the cash you need, without extra fees or strings attached. Just borrow what you need, when you need it, and repay over time. Youll never pay a cent until you use your credit line. You pay interest only on what you borrow. Manage everything from the Swell app—no separate card required!
* Swell Financial, Inc. is a technology company, not a bank. Swell is not a member of the FDIC, and not all products and services promoted and supported by Swell benefit from FDIC deposit insurance. Banking services and line of credit services are provided by Central Pacific Bank, Member FDIC (CPB). The Swell Cash deposit account product, for which CPB is the depository, is FDIC-insured for deposits up to $250,000 per depositor. The Swell Debit Mastercard® is issued by CPB pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted. Qualifications to open a Swell Cash account and Swell Credit line are set by CPB. See here for more details on product qualifications https://www.swellmoney.com/qualifications

1. Early paycheck depends on the timing of the payers submission of the payment file. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled pay date.

2. To view the Swell Cash fee schedule, visit: https://www.swellmoney.com/fee-schedule. Visit: https://www.allpointnetwork.com/locator.html to find an in-network ATM. Out-of-network ATM transactions are $2.50; out-of-network ATM operators also may charge fees. Other fees such as third-party and cash deposit fees may apply.

© 2023 Swell Financial, Inc.